Shop and Pay Later

Enjoy the flexibility to get the items you want today and pay for them over time. Interest-free

Split your payments over time

Sign up Shop

Try Rely for free. No Annual fees or hidden charges.

Slice into bite-sized payments

Too much to handle one go? Slice your payments into manageable pieces and pay them as you go.





Keeping things simple


Digital convenience

Enjoy the flexibility to split your purchases into equal monthly payments with your Digital account.No need for tedious paperwork or branch visits!

No hidden fees

We’re committed to clear, transparent pricing. Never worry about extra costs buried in fine print.

Quick and easy

PayLater is simple with Rely. Checkout by logging into to your Rely account and split your payments over time. No card numbers to remember

Pay Over Time

In 3-simple steps

Setup Account

Start Shopping

Pay Later

"Great Service! Super convenient for me as there is no requirement for a credit card to apply. Comes in handy to purchase my new gadgets"

Haikal Omar

"It was very easy to apply. Really convenient for me to top up my prepaid balance and purchase home appliances for my new house. Thank you so much! Will recommend to my friend"


Buy now, pay later -- at your favourite stores

You don’t have to walk away empty handed! Get a Rely account to purchase what you need today and pay over time.

Sign up

Who is eligible to use Rely?

Any Singapore Citizen or Permanent Resident age 21 years or older and has a monthly income source is eligible.

What is credit limit?

It is the maximum amount you can use to shop and PayLater. Increase your credit limit when you continuously repay your payments on time.

How long does the approval process take?

Once you receive your credit limit, your purchases are approved instantly. The initial setup will take 1 working day.

How to make payment?

You can make payment by setting up GIRO or via Bank Transfer.